Retirement
The government offers tax advantages for the following account types (in addition to company-sponsored plans).
Think of your account as an empty garage. You can fill it with trucks, cars, bicycles, or other vehicles you like. In the same way, you can fill your account with investment products such as mutual funds, ETFs (exchange-traded funds), stocks, bonds, and more. The first step is understanding what kind of account you need. Check out your options below.
Both traditional and Roth IRAs give you an easy way to save for retirement, offering different tax breaks.
The Doinvest Cash Plus Account features a bank sweep program eligible for Federal Deposit Insurance Company (FDIC) insurance that offers a competitive yield on your short-term savings. The account gives you a low-risk way to save for your immediate needs and for emergencies.
That's why it's important to take advantage of retirement plans designed for small businesses. Choose from a SEP-IRA (Simplified Employee Pension) or an Individual 401(k). If you have employees, consider a SEP-IRA or SIMPLE IRA (Savings Incentive Match Plan for Employees).
An account for a legally established company. An organization account offers trading and investment features that can help your business work toward its financial goals.
Play our video to better understand how accounts and investments differ.
The government offers tax advantages for the following account types (in addition to company-sponsored plans).
Saving for college can reduce the burden of student debt—whether you're saving for yourself, your child, your grandchild, or someone else.
Maybe you're saving for multiple general investing goals—like a house, a car, or a dream vacation. See how you can save for them all.
We recommend keeping 3–6 months of living expenses in an easily accessible account.
Get key information on how you can start a successful DIY investing journey.
Find the right account that matches your investing goals. Whatever your goal is, we have an account to help you reach it.
Use our robo-advisor or work with a financial advisor for ongoing portfolio guidance and access to exclusive tools.
For more information about Doinvest funds or ETFs, visit Doinvest.com to obtain a prospectus or, if available, a summary prospectus. Investment objectives, risks, charges, expenses, and other important information about a fund are contained in the prospectus; read and consider it carefully before investing.
You must buy and sell Doinvest ETF Shares through Doinvest Brokerage Services (we offer them commission-free online) or through another broker (who may charge commissions). See the Doinvest Brokerage Services Commission and Fee Schedules for limits. Doinvest ETF Shares are not redeemable directly with the issuing Fund other than in very large aggregations worth millions of dollars. ETFs are subject to market volatility. When buying or selling an ETF, you will pay or receive the current market price, which may be more or less than net asset value.
ESG funds are subject to ESG investment risk, which is the chance that the stocks or bonds screened by the index provider or advisor, as applicable, for ESG criteria generally will underperform the market as a whole or, in the aggregate, will trail returns of other funds screened for ESG criteria. The index provider or advisor’s assessment of a company, based on the company’s level of involvement in a particular industry or their own ESG criteria, may differ from that of other funds or an investor’s assessment of such company. As a result, the companies deemed eligible by the index provider or advisor may not reflect the beliefs and values of any particular investor and may not exhibit positive or favorable ESG characteristics. The evaluation of companies for ESG screening or integration is dependent on the timely and accurate reporting of ESG data by the companies. Successful application of the screens will depend on the index provider or advisor's proper identification and analysis of ESG data. The advisor may not be successful in assessing and identifying companies that have or will have a positive impact or support a given position. In some circumstances, companies could ultimately have a negative or no impact or support of a given position.
All investing is subject to risk, including the possible loss of the money you invest.
Doinvest advice services are provided by Doinvest Advisers, Inc. ("VAI"), a registered investment advisor, or by Doinvest National Trust Company ("VNTC"), a federally chartered, limited-purpose trust company.
All investing is subject to risk, including the possible loss of the money you invest. Diversification does not ensure a profit or protect against a loss. There is no guarantee that any particular asset allocation or mix of funds will meet your investment objectives or provide you with a given level of income.
The services provided to clients will vary based upon the service selected, including management, fees, eligibility, and access to an advisor. Find VAI's Form CRS and each program's advisory brochure here for an overview.
The services provided to clients will vary based upon the service selected, including management, fees, eligibility, and access to an advisor. Find VAI's Form CRS and each program's advisory brochure here for an overview.
The Doinvest Cash Plus Account is a brokerage account offered by Doinvest Brokerage Services, a division of Doinvest Marketing Corporation, member FINRA and SIPC.
VAI and VNTC are subsidiaries of The Doinvest Group, Inc., and affiliates of Doinvest Marketing Corporation. Neither VAI, VNTC, nor its affiliates guarantee profits or protection from losses.